Thursday, May 25, 2006

That Depends On The Meaning Of "Referral"...

Greg was nice enough to share 3 ways (numbers in bold are my additions) in which he's personally experienced one of BOA's favorite pastimes: Money-grubbing...

"1) Last September, I referred my roommate as part of the BofA referral program ... After all was said and done, I was owed approximately $55 for the referral, since he opened more than one account, and he was owed approximately $35.

Here we are nearly seven months later and neither of us have not received our referral fees. I initiated a dispute with BofA nearly two months ago and finally received a response yesterday. The letter stated the referral program form submitted lacked sufficient documentation to prove a referral was ever made. In other words, according to them I never made the referral...

2) At the same time, we both signed up for the Keep the Change promotion. The same branch associate explained that BofA would match 100% of the Keep the Change transfers for the first three months (up to $250) and then 1% thereafter.

What she failed to mention - and admittedly I failed to read in the fine print - is the 100% match would take place 90 days AFTER the first anniversary of signing up for the promotion. So we have to wait a year and three months before the match will be deposited into our accounts. Also in the fine print is we must be currently enrolled in the Keep the Change program in order to receive the matched funds. Tricky huh?

3) And while I'm ranting... I tried the Online Bill Pay feature several years ago. I didn't like the way BofA immediately took money out of my account even though the merchant had not received the check. This created a huge problem when my first online bill pay to Cingular was credited to the wrong Cingular account. Cingular was saying they never received the check but BofA was saying the check was cashed. What a nightmare.

The online bill pay is a huge money maker for BofA because the pull the money from your account and hold it until the actual check clears the payee's bank. This could be one or two days. When it's millions and millions of dollars, its a huge benefit to BofA. But do you think they pass this savings back to the customers? Heck no! They merely raise fees to make even MORE money!"

What do you think they do with all that money? Do they swim in it like Scrooge McDuck and then kinda laugh at everyone they profited from? That's kinda what I picture. Anyway, thanks for the stories. Hope you get some of your money back (and your friend's too) sometime soon. And if I were you, I wouldn't wait that year in whatever program that is. I'd get out now.


Blogger saramorgan10268991 said...

hey, I just got a free $500.00 Gift Card. you can redeem yours at Abercrombie & Fitch All you have to do to get yours is Click Here to get a $500 free gift card for your backtoschool wardrobe

Wed Oct 04, 05:09:00 AM PDT  
Anonymous discount merchant said...

Mail Clerk,

I took a look at your post
regarding credit account .

You are invited to place a link to
your blog on our website for free. See:

We get over 18,000 visitors per day.
Many are looking for credit account
related products and services.

We have a specific category for credit account .
Your listing will be spidered by the search
engines under credit account . Our pages
are made to be search engine friendly.
We hope you take a moment to take
advantage of this free advertising.


The Free Advertising Forum.

Tue Oct 31, 05:04:00 PM PST  
Anonymous website merchant account said...

Mail Clerk,

I took a look at your post
regarding quickbooks merchant account .

You are invited to place a link to
your blog on our website for free. See:

We get over 18,000 visitors per day.
Many are looking for quickbooks merchant account
related products and services.

We have a specific category for quickbooks merchant account .
Your listing will be spidered by the search
engines under quickbooks merchant account . Our pages
are made to be search engine friendly.
We hope you take a moment to take
advantage of this free advertising.


The Free Advertising Forum.

Thu Nov 02, 07:31:00 PM PST  
Blogger Jim said...

Cool blog. However I am looking for info on Mesothelioma or Mesothelioma Lawyers. I would also like to find info on Asbestos and Asbestos Lawyers

Wed Jan 24, 06:24:00 PM PST  
Anonymous Anonymous said...

kosmos hentai kosmos hentai [url=]kosmos hentai[/url] kosmos hentai

This a good link's !
[i]Posted by Admin[/i]

Fri Jan 26, 02:47:00 AM PST  
Anonymous Anonymous said...

Your means of describing all in this piece of writing
is really pleasant, all be capable of easily understand
it, Thanks a lot.

My web blog ...

Sat Mar 16, 06:02:00 AM PDT  
Anonymous Anonymous said...

The advantage about the funny pictures is that you can watch them along
with the family. With this amazing app Write Pad, You can take notes by.

Locate a respected joke internet site that allows you to make use of the
offered jokes which means you won't need to worry about email viruses.

my web blog;

Sat Mar 16, 06:17:00 AM PDT  
Anonymous Anonymous said...

With the New Year quickly approaching, many people are
setting their sights towards total physical fitness. You may want
to try the buddy system, as lot of people find that this motivates them tremendously.

If you have never exercised in the morning, then we urge you
to try it at least for one week.

Feel free to surf to my web page ...

Sat Mar 16, 06:28:00 AM PDT  
Anonymous Anonymous said...

Thus, there are many broad options for getting
to know various kinds of news today and that too through the use of various mediums.
This glass would cost less than $1000 and would be available to
almost all the people in Britain. Thus they can choose
from the many available sources.

Here is my web blog - Latest Daily News

Sun Mar 17, 05:05:00 AM PDT  
Anonymous Anonymous said...

No matter what level of your fitness, developing a proper fitness program will allow you to make improvements to your golf
swing. One last thing that isn't mandatory but recommended is to set up a Pay - Pal account to process your payments. Pencil in at least three workouts a week on your calendar.

Review my web-site;

Mon Mar 18, 12:43:00 PM PDT  
Anonymous Anonymous said...

Thousands protest in Russia at rallies across the nation.
I also have to wonder if the evening news shows are more interested
in ratings or in reporting the real news. The reliable reviews on business and forecast about products
and services.

Visit my website :: Highly recommended Website

Thu Mar 21, 04:56:00 AM PDT  
Anonymous Anonymous said...

Aw, this was an extremely good post. Finding the time and actual effort to
generate a superb article… but what can I say… I procrastinate a lot and never seem to
get anything done.

Also visit my web site -
My web page >

Thu Mar 21, 07:46:00 AM PDT  
Anonymous Anonymous said...

Inspiring story there. What occurred after? Good luck!

Feel free to visit my web-site - fitness tips of the day

Sun Mar 31, 08:27:00 AM PDT  
Anonymous Anonymous said...

Yes! Finally something about future trading course.

my homepage ...

Sun Mar 31, 12:34:00 PM PDT  
Anonymous Anonymous said...

Firstly, you must exercise; without proper workout,
you can bid goodbye to your dream of having a flat tummy.
The second option is to use headphones as you probably did at the gym in the past.

Menopause weight gain is not inevitable, but it can be
more difficult to maintain a healthy weight as your metabolism slows.

my web blog :: Daily Workout Plan

Tue Apr 09, 08:40:00 AM PDT  
Anonymous Anonymous said...

This video post is actually impressive, the echo feature and the picture quality of
this tape post is really remarkable.

Feel free to surf to my web blog: fitness tips men

Tue Apr 09, 11:33:00 AM PDT  
Anonymous Anonymous said...

Laughter is a best solution of fear, anger and
boredom. Some pictures will remind you of your ambitions about your life while other humorous ones will relieve your stress and
make your life more comfortable and easier. And if you are not ready for it,
then believe it, your boredom will stay.

Feel free to visit my webpage ... funny pictures at walmarts

Wed Apr 10, 01:27:00 AM PDT  
Anonymous Anonymous said...

Based on my own experiences I am going to make five recommendations that I wish someone had made
to me to help take the fear out of fitness.
It will help the prospective health and fitness aspirant keep
pace with the ever evolving world of fitness. What I tell my
clients is that they need to schedule their fitness time like it's a doctor's appointment.

Feel free to visit my weblog women fitness tips abs

Thu Apr 18, 08:20:00 AM PDT  
Anonymous Anonymous said...

Everything is very open with a really clear explanation of the issues.
It was really informative. Your site is very helpful.
Thank you for sharing!

my web site - Biotech Services

Wed May 15, 12:38:00 AM PDT  
Anonymous Anonymous said...

Iím impressed, I have to admit. Rarely do I come across a blog thatís equally educative and amusing, and without a doubt, you have hit the nail on the head.
The problem is something not enough people are speaking intelligently about.
I am very happy that I came across this during my search for something concerning this.

Review my weblog;

Wed May 15, 12:39:00 AM PDT  
Anonymous Anonymous said...

Keеp this going ρleasе, grеat job!

Cheсk out my webѕіte; juice recipes

Fri May 24, 05:20:00 AM PDT  
Anonymous Anonymous said...

Wow, this article is good, my sister is analyzing these things, thus I am going to let
know her.

Have a look at my website :: u.s. auto sales

Mon May 27, 10:02:00 PM PDT  
Anonymous Anonymous said...

It's remarkable to pay a visit this web site and reading the views of all friends about this post, while I am also eager of getting experience.

Also visit my weblog ...

Mon May 27, 10:48:00 PM PDT  
Anonymous Anonymous said...

Hey there, I think your blog might be having browser compatibility issues.

When I look at your blog in Firefox, it looks fine but when opening in Internet
Explorer, it has some overlapping. I just wanted to give you a quick heads
up! Other then that, amazing blog!

my web site ... hd freesat recorders

Mon Jun 03, 11:03:00 AM PDT  
Anonymous Anonymous said...

bookmarked!!, I love your website!

Here is my web-site ... Cheapest Freeview Recorder

Mon Jun 03, 11:05:00 AM PDT  
Anonymous Anonymous said...

Do you mind if I quote a couple of your articles as
long as I provide credit and sources back to your weblog?
My blog is in the very same area of interest as yours
and my visitors would really benefit from some of the information you present
here. Please let me know if this okay with you.

Many thanks!

Here is my homepage

Tue Jun 04, 04:55:00 PM PDT  
Anonymous Anonymous said...

Hello! I know this is sort of off-topic but I had to ask.

Does managing a well-established website such as yours take a lot of work?
I am completely new to blogging but I do write in my journal daily.
I'd like to start a blog so I will be able to share my personal experience and thoughts online. Please let me know if you have any kind of suggestions or tips for brand new aspiring bloggers. Thankyou!

My page :: Cosmetic Dentist Glasgow

Sun Jun 09, 05:54:00 PM PDT  
Anonymous Anonymous said...

Admiring the time and effort you put into your blog
and in depth information you offer. It's good to come across a blog every once in a while that isn't the
same unwanted rehashed material. Great read! I've saved your site and I'm including your
RSS feeds to my Google account.

Feel free to surf to my web-site teeth bleaching kits

Sun Jun 09, 06:53:00 PM PDT  
Blogger 柯云 said...

air max 95
jordan 11
michael kors handbags
nfl jerseys wholesale
ralph lauren outlet
tods sale
cheap oakley sunglasses
gucci handbgs
louis vuitton outlet
canada goose outlet online
retro 11
ugg boots
christian louboutin shoes
air max 95
oakley sunglasses wholesale
michaek kors
christian louboutin shoes
fake oakley sunglasses
discount ugg boots
true religion jeans outlet
tiffany jewelry
louis vuitton purses
oakley store
cheap uggs
north face
burberry sale
ray-ban sunglasses
coach outlet
coach outlet online
mont blanc pens
ugg australia outlet
tory burch boots
michael kors outlet
michael kors handbags
michael kors handbags
ugg boots
michael kors outlet store
coach outlet
coach factory outlet online

Mon Dec 28, 09:53:00 PM PST  
Blogger oakleyses said...

chanel handbags, christian louboutin uk, prada handbags, ray ban sunglasses, gucci handbags, michael kors outlet online, uggs outlet, uggs outlet, ray ban sunglasses, prada outlet, ray ban sunglasses, polo ralph lauren outlet online, kate spade outlet, ugg boots, oakley sunglasses, replica watches, nike air max, longchamp outlet, louis vuitton outlet, oakley sunglasses, burberry handbags, tiffany jewelry, polo outlet, oakley sunglasses, louis vuitton outlet, christian louboutin, nike outlet, tory burch outlet, jordan shoes, burberry outlet, replica watches, michael kors outlet online, christian louboutin outlet, uggs on sale, nike free, louis vuitton, longchamp outlet, michael kors outlet, ugg boots, louis vuitton, christian louboutin shoes, cheap oakley sunglasses, michael kors outlet online, nike air max, longchamp outlet, michael kors outlet, oakley sunglasses wholesale, louis vuitton outlet

Tue Mar 08, 07:04:00 PM PST  
Blogger oakleyses said...

true religion outlet, abercrombie and fitch uk, ralph lauren uk, mulberry uk, michael kors outlet, michael kors, hollister pas cher, hollister uk, polo lacoste, nike air max uk, converse pas cher, sac vanessa bruno, nike blazer pas cher, north face, nike air force, ray ban uk, true religion outlet, nike roshe, nike free uk, replica handbags, longchamp pas cher, lululemon canada, sac longchamp pas cher, coach purses, nike air max uk, jordan pas cher, kate spade, ray ban pas cher, timberland pas cher, louboutin pas cher, oakley pas cher, polo ralph lauren, nike air max, north face uk, true religion jeans, sac hermes, guess pas cher, hogan outlet, michael kors, new balance, nike roshe run uk, michael kors pas cher, true religion outlet, burberry pas cher, nike free run, coach outlet store online, nike tn, coach outlet, air max, vans pas cher

Tue Mar 08, 07:06:00 PM PST  
Blogger oakleyses said...

north face outlet, ipad cases, lululemon, ferragamo shoes, bottega veneta, jimmy choo outlet, hermes belt, beats by dre, iphone 6 plus cases, timberland boots, soccer shoes, iphone 6s cases, chi flat iron, mont blanc pens, insanity workout, celine handbags, iphone 6 cases, louboutin, ghd hair, nike roshe run, wedding dresses, new balance shoes, soccer jerseys, hollister clothing, s6 case, nike air max, nfl jerseys, iphone cases, baseball bats, mcm handbags, valentino shoes, reebok outlet, asics running shoes, longchamp uk, north face outlet, vans outlet, abercrombie and fitch, babyliss, giuseppe zanotti outlet, oakley, p90x workout, hollister, instyler, herve leger, iphone 6s plus cases, mac cosmetics, ralph lauren, nike trainers uk, nike huaraches, iphone 5s cases

Tue Mar 08, 07:08:00 PM PST  
Blogger oakleyses said...

ugg,ugg australia,ugg italia, canada goose, moncler, ugg,uggs,uggs canada, pandora uk, canada goose outlet, converse, toms shoes, pandora jewelry, louis vuitton, pandora jewelry, ray ban, canada goose outlet, louis vuitton, nike air max, louis vuitton, moncler, hollister, ugg, marc jacobs, canada goose outlet, canada goose jackets, ugg pas cher, karen millen uk, replica watches, moncler outlet, gucci, canada goose, louis vuitton, barbour, juicy couture outlet, moncler outlet, hollister, ugg uk, coach outlet, thomas sabo, supra shoes, pandora charms, swarovski, barbour uk, links of london, converse outlet, canada goose uk, montre pas cher, canada goose, swarovski crystal, vans, moncler, juicy couture outlet, moncler, lancel, doudoune moncler

Tue Mar 08, 07:14:00 PM PST  
Blogger عبده العمراوى said...

شركة قمة الدقة للخدمات المنزلية
شركة الماسة لمكافحة الحشرات بالاحساء
شركة تنظيف واجهات حجروزجاج بالخبر

Tue Aug 22, 12:41:00 AM PDT  
Blogger sabq clean said...

دائما نقل العفش و فى كل بلدان العالم لة الأفراد المتخصصة للقيام بة و جعل تلك العملية شركة كشف تسربات المياه بالجبيلعلى ما يرآم و لانك لن تسكن فى مكان واحد طيلة حياتك فأنك سوف تحتاج لتغير المكان و الذهاب لأخر و الأنتقال لمكان أفضل من حيث التصميم و أكبر من حيث المساحات و غيرها من المميزات التى
شركة نظافة عامه بالدمام
الأعتماد على العمالة المدربة
و كما ذكرنا أن الطاقات البشرية هى الأطارات التى تحرك الدنيا و لهذا فإن الأهم فى نقل العفش هى الأفراد المحترفة و المتخصصة فى مجالاتها مثل نقل الأجهزة و الأثاث على رؤية الخبرات السابقة التى قام بها و العروض الأعمال و معرض الأعمال الذى يمتلكة هذا هو أهم شى قبل أختيار شركتك لنقل العفششركة تنظيف مكيفات بالدمام .
السيارات المجهزة
و كما نعلم أن السيارات من الأجزاء التى لا يمكن أن نتغاضى عنها فى النقل و أن
الألتزام فى المواعيد
شركة نقل اثاث بالخبرالحصول على ثقة العملاء
و هذة الثقة لها العديد من الأسباب و النتائج و التى سوف نتحدث عنها بكل أستفاضة الأنشركة مكافحه النمل الابيض بالدمام
أن الثقة التى دائما نتحدث عنها و نريد الحصول عليها هى فى الواقع أهم من الربح الذى نسعى إلية و تسعى إلية أى شركة تبحث عن النجاح فى أى مجال و بعد
المستخدمه وافضل المبيدات التى تقضى دائما وابدا على اى حشرات وامراض واوبئه ابقوا معنا تجدوا كل ما هو جديد وفعال من خلال شركة سبق كلين لاعمال التنظيف والاعمال المنزليه الكبيره فى مجال مكافحة البق والنمل الابيض الذى يضر بكل اثاث المنزل ولابد من حقن اماكن تواجدالنمل الذى تؤثر على الاثاث المنزلي دوماشركة تنظيف منازل بالقطيف

Thu Sep 21, 07:21:00 AM PDT  
Blogger sabq clean said...

للحفاظ على نظافة مجلسكشركة كشف تسربات المياه بالخبر
• يجب وجود سلة مهملات دائما في مجلسك حتى لا تتراكم النفايات وتؤدي إلي ظهور مجلسك بصورة غير لائقة
• يجب عليك استخدام شريط لاصق لتجميع جميع الأسلاك المنتشرة بالمجلس مثل أسلاك التليفون وأسلاك الفيديو و غيرها من الأسلاك لكي لا تعطي إيحاء بالفوضى بالمكان.
• إستخدام صندوق خاص بألعاب الأطفال حتى لا تنتشر بالمكان و تتسبب باحداث فوضى.
شركة تنظيف موكت وسجاد بالدمام
عزيزي العميل لتفادي أي مشاكل أثناء عملية التنظيف وعدم إهدار الوقت والجهد والمال ننصحك بالاتصال الفوري بشركة سبق كلين لتنظيف السجاد بالدمام نصلك فورا في اي مكان بالرياض ونقدم لك الخدمة المطلوبة في تنظيف الكنب والمجالس باعلي جوده و أعلى كفاءة ممكنة بافضل الأيدي العاملة المدربة علي أداء الخدمة بالشكل الذي يرضيك عن مؤسسة الثقة
وأيضا لم تنسي شركة تنظيف مسابح بالدمام مكتبك إذا كنت صاحب شركة كبيرة أو رجل أعمال وتستقبل الوفود من رجال الأعمال فنحن نقدم لك اعلي مستوي من الخدمة بأعلى كفاءة ممكنة وأقل وقت ممكن أيا كان نوع الكنب المستخدم في مكتبك من حيث الأشكال و الخامات المصنوع منها الكنب حسب ذوقك الرفيع في اختيار
اليوم الكامل خدمة 24 ساعة وينتقل الى فريق عمل كامل متكامل إلى أي مكان بالدمام
ما تتميز به" شركة سبق كلين لتنظيف المسابح بالدمام" :- شركة تنظيف منازل بالجبيل
شركة مكافحة حشرات بالاحساءشركة تنظيف مسابح بالدمام
شركة تسليك مجارى بالخبر
شركة تنظيف مجالس بالخبر

Thu Sep 21, 07:22:00 AM PDT  

Post a Comment

<< Home