BOA Takes Its Sweet-Ass Time
Thanks to Max for sharing his troubles with BOA's clearance times...
I am soo Tired of BofA overdraft charges.
I just recently deposited a check into my checking account and it took BofA 5 days to actually deposit it into my account. It actually "posted" after 2 days and told by the customer service representative over the phone that the funds were available. I then wrote checks out and they posted them on the third day. Everything was ok until the fifth day when I pulled up my account and notice that all the checks I wrote were all returned and I had accumulated an overdraft of $186.00.
I called the Customer service line and was told that there was a hold on my deposit for 5 days because my deposit was not a BofA account. I asked why then sis the customer service person tell me it was ok to write the checks against my deposit. She couldn't give me an answer except that there was a 5 day hold. Now I'm stuck calling everyone to tell them that I need to send another check and have to pay BofA all that overdraft money.
I don't understand why BofA's customer service people can't get it right!
Makes them money, doesn't it? A little from this poor person, a little from this poor person, makes BOA richer. Thanks for sharing, Max. You're not alone!